This is by far the Best Pumpkin Bread you'll ever taste! Moist and tender due to a secret ingredient and topped with a crumble that sets it apart, this is a spiced pumpkin treat that's a major tool in our arsenal of fall recipes.
Make the topping by mixing all topping ingredients in a bowl with fingers, until well combined. It will resemble wet sand. Set aside.
Heat oven to 350F with rack on lower-middle position. Grease two 8.5 x 4.5 nonstick loaf pans*
Whisk flour, baking powder, and baking soda together in a bowl. Set aside.
Combine pumpkin puree, salt, cinnamon, nutmeg, cloves, ginger, and vanilla in large saucepan over medium heat. Stir constantly for 5 minutes. Remove from heat immediately.
Add cream cheese to pumpkin mixture and mix until smooth and combined. Stir in sugar, brown sugar, oil, and let stand 5 minutes. Whisk until mixture is smooth, without lumps.
In a bowl, whisk together eggs and buttermilk. Slowly add egg mixture to pumpkin mixture and whisk to combine.
Use rubber spatula to gently fold flour mixture into pumpkin mixture just to combine (small lumps of flour are okay; do not over-mix.) Scrape batter into prepared pans.
Sprinkle topping evenly over top of each loaf. Bake until toothpick inserted in center comes out mostly clean, about 45 minutes (actual bake time depends on loaf pans used and individual ovens). Loaves are done when inserted toothpick comes out with just a few tender crumbs attached - don't wait until toothpicks emerge completely dry/clean, as bread may be over-baked by then.
Let bread cool in pans at room temp for at least 20 minutes. Use sharp thin knife to carefully loosen edges. Remove breads from pans to finish cooling. Once bread is completely cool, slice and enjoy!
If you only have a 9x5" loaf pan, you can opt to make 1 larger loaf and use excess batter for muffins. If you use two 9x5" loaf pans, decrease the baking time.
Be sure to keep checking various center spots with toothpick to ensure the breads are taken out as soon as toothpick comes out with just a few tender crumbs attached.